Risk Management Planning
Risk management is a process that prepares the family and loved ones in case any of the event arises, i.e. unforseen illnesses, death, or tragedies.
Major changes occur over a lifetime, including marriage, childbirth, divorce and death, among others. Your employment could also likely change during your career, resulting in a shift of lifestyle and expenses.
To help provide coverage and peace of mind for these “what ifs,” Alpine Advisory Management can provide a review of your existing insurance policies and provide recommendations for necessary coverage options.
Having the perspective of your holistic financial plan, unique goals and needs, we can help identify potential gaps and determine if you are over- or under-insured with life insurance, Medicare and health insurance, disability and long-term care protection.
As changes occur in your career or family, you will have some questions regarding your current coverage and we can help you answer these critical questions such as:
Proper insurance planning means covering for the “what-ifs” in life so that you can have a peace of mind that your family is well taken care of should something happens to you. Whether it is protecting the home you have worked so hard for, the potential liability of creditors and predators in a liability lawsuit, the loss of employment due to disability, or the catastrophic loss of life, we are able to help ensure our clients have a “what-if” plan that not only covers their current needs, but help to manage what most people perceive to be a liability into an asset on their personal balance sheet.
Would you benefit from a review of your insurance coverage and needs as it relates to your holistic financial picture?